Why Do You Need a New Certificate of Location to Sell Your Home in Quebec?
Selling a home is an important process that requires several legal documents, and one of the most crucial in Quebec is the certificate of location. But what is it exactly, and why might you need to update it before selling your property?
What is a Certificate of Location?
A certificate of location is an official document prepared by a land surveyor. It provides an overview of your property, including:
The boundaries of the land.
The buildings and structures on the property.
Easements (such as rights of way or electrical wires).
Compliance with municipal regulations and zoning laws.
In short, it is a legal and technical snapshot of your property at a specific moment in time.
Why Does a Certificate of Location Need to Be Updated?
A certificate of location becomes outdated if changes have been made to the property or if the document is too old. Here are some examples of changes that may require a new certificate:
Adding a pool, fence, or deck.
Building a garage or shed.
Alterations to the property boundaries (such as a subdivision).
Additionally, even without modifications, a certificate older than 10 years may no longer meet the current requirements of municipalities or financial institutions.
Why is it Essential During a Sale?
Legal and Administrative Compliance: Notaries and mortgage lenders require a recent certificate of location to ensure the property complies with current laws and regulations.
Protection for Buyers and Sellers: The certificate prevents future surprises or disputes by confirming property details. For instance, if a fence encroaches on a neighbor’s land, this could become a problem.
Faster Sale Process: An outdated certificate can cause delays, as a new one will need to be obtained, which can take several weeks.
What Happens if You Don’t Update It?
Failing to provide a valid certificate of location can:
Delay the real estate transaction.
Discourage potential buyers.
Lead to additional costs in case of disputes or non-compliance.
How to Obtain a New Certificate of Location?
If you need a new certificate, you must hire a land surveyor. Be sure to plan ahead, as the process can take time, especially during busy periods.
Conclusion
An up-to-date certificate of location is an essential tool for a stress-free real estate sale in Quebec. It ensures that all parties involved have the necessary information to proceed safely and legally. If you have questions about your certificate of location or the selling process, don’t hesitate to reach out. I'm here to guide you every step of the way!
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