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Royal Protection

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Protection Royale is:

  • An insurance program offered at no additional cost by your participating Royal LePage broker.

  • Repair of latent defects and reimbursement of unexpected costs related to delays or withdrawals as well as special assessments for co-ownerships.

  • Handling of legal procedures (some exceptions apply) related to the discovery of latent defects.

  • A free legal assistance service (some exceptions apply) to obtain legal advice regarding your real estate transaction.

  • A sense of security and peace of mind when buying or selling your property.

  • The most complete residential real estate protection program in the industry.

Latent Defects

This coverage provides repairs related to a latent defect. Maximum limit of $15,000 for a seller and $5,000 for a buyer.

What is a latent defect? A latent defect is a defect that could not have been discovered by a property inspector on or before the closing date and was unknown to the parties, which renders the property unfit for its intended purposes. The defect must be sufficiently serious, to the point that if the buyer had been informed, he would not have purchased the property or would have paid less.*

Hidden defects are defined in the insurance policy. For repairs that are part of the building envelope.

Delays and withdrawals

This protection covers additional expenses caused by delays beyond the client’s control in the conclusion of the transaction, or by the seller’s or buyer’s withdrawal, up to a maximum of $15,000.

Special assessments for co-ownership

This protection covers special assessments declared by the co-ownership board before the closing date of the transaction, up to a maximum of $15,000.

Legal Assistance

Protection Royale, in partnership with Neolegal, gives you access to a free legal assistance service (conditions apply). Whether you are dealing with a dispute with your neighbour or have questions about latent defects, this service informs you of your rights so that you may take appropriate action.

As an added bonus, you no longer need to leave your home, thanks to a fully online service solution.

Legal services offered by Neolegal may include:

  • Legal support and assistance;

  • Drafting of notices of denunciation and formal notices;

  • Out-of-court negotiation;

  • Preparation for plea in Quebec small claims court.

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